Integrated Cash Management

Unlike other brokers with separate bank accounts in which you have to transfer cash back and forth, Capstone's cash management is integrated into your broker account. This means that you can always borrow at the lowest rates without having to worry about first transferring cash.

The Capstone Debit Mastercard

Automatically borrow against your broker account at our low margin rates without monthly minimum payments or late fees by adding an Capstone Debit Mastercard to your account. The Capstone Debit Mastercard provides you with the convenience of accessing your account funds anywhere Debit Mastercard is accepted around the world.

Use Bill Pay to Conveniently Pay any Invoice

Use our Bill Pay to conveniently send funds to such vendors as the tax authorities, your cellular provider, or you cable company electronically. If your payee isn’t electronically available, we’ll print a check to send funds to any vendor such as your dentist or doctor. If there isn’t enough idle cash in your account, you can automatically borrow at the lowest rates.

Easily Transfer Money Between Your Bank and Capstone

US-based clients can conveniently transfer funds between their Capstone account and US-based bank accounts electronically through ACH.

Conveniently Deposit Funds

Use our mobile app to deposit checks anywhere, or sign up for automatic payroll deposit.